Fee Download Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money, by Michael Mihalik
As one of the home window to open up the new world, this Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik offers its incredible writing from the writer. Published in among the popular publishers, this book Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik turneds into one of one of the most desired books recently. Really, the book will certainly not matter if that Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik is a best seller or otherwise. Every book will certainly constantly offer ideal resources to get the reader all finest.
Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money, by Michael Mihalik
Fee Download Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money, by Michael Mihalik
Some individuals may be chuckling when considering you checking out Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik in your spare time. Some may be appreciated of you. And also some could desire resemble you who have reading leisure activity. Just what concerning your own feeling? Have you really felt right? Reading Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik is a need and also a hobby simultaneously. This problem is the on that particular will make you really feel that you have to read. If you recognize are searching for the book entitled Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik as the selection of reading, you could discover below.
By reading Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik, you can understand the knowledge and also points even more, not just about what you obtain from individuals to individuals. Book Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik will be more relied on. As this Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik, it will truly give you the great idea to be successful. It is not just for you to be success in certain life; you can be effective in everything. The success can be started by knowing the basic expertise and do actions.
From the combination of expertise and actions, a person could improve their skill as well as capacity. It will certainly lead them to live as well as function better. This is why, the pupils, workers, and even companies ought to have reading habit for books. Any kind of book Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik will certainly give certain expertise to take all perks. This is what this Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik tells you. It will certainly add even more understanding of you to life and work much better. Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik, Try it as well as prove it.
Based upon some encounters of many individuals, it remains in fact that reading this Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik can help them making far better choice and also give even more experience. If you want to be one of them, let's purchase this book Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik by downloading and install guide on link download in this site. You can get the soft data of this book Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik to download and install and deposit in your offered digital gadgets. Just what are you waiting for? Allow get this publication Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik online as well as review them in whenever and also any sort of place you will check out. It will certainly not encumber you to bring heavy publication Debt Is Slavery: And 9 Other Things I Wish My Dad Had Taught Me About Money, By Michael Mihalik inside of your bag.
Third printing, October 2010
Reviews
Michael's focus is definitely for anyone who is in debt and wants some no-nonsense simple systems to bail out of it.
-- Janine Bolon, founder of SmartCents Inc and author of 'Money...It's Not Just for Rich People' and 'Ditching Debt'
This book doesn't waste time making its points, and there are many very good points. Michael Mihalik is a good teacher, and Debt is Slavery is the kind of how-to manual that should be handed out like tracts at an airport.
-- MightyBargainHunter.com
Debt is Slavery is a great personal finance book, one of the best I've read.
-- GetRichSlowly.org
The book is lean and mean - it doesn't mince many words at all. If direct and clear advice is what you're looking for, you can't do much better than Debt is Slavery.
-- TheSimpleDollar.com
Debt is Slavery is packed full of content and it prompted me to action. This book made so much sense to me and I think it helped me realize my true priorities. Your book is making a huge positive difference in my life. Thank you.
-- BloggingAwayDebt.com
Book Description
In his book, Debt is Slavery, Michael Mihalik describes the 10 steps he personally used to gain control of his finances and pay off a large amount of debt.
The key to Mihalik's method is changing the way people think about money. Mihalik contends that people who do not change their perceptions about money will never succeed in improving how they handle their finances because all action is born from thought.
Mihalik's first technique is described in the title - equating debt with slavery. While this idea may seem extreme to some, people who are burdened with debt will definitely understand how borrowing money puts them in financial servitude to the lender. Successfully equating debt with slavery stops people from accumulating more debt, which is the first step towards recovery (similar to stopping the leak in a sinking boat prior to bailing out the water).
Mihalik goes on to describe other powerful ideas such as equating money with time (to eliminate unnecessary spending), evaluating the hidden cost of possessions, and avoiding the insidious influence of ubiquitous marketing. As the reader progresses through the book, their perceptions about money will transform until by Chapter 9, they will truly believe they can 'Save 50 Percent of Your Salary'. The book ends with an in-depth description of a simple way to plan your finances.
The author states in the introduction that because people are busy and do not want to be distracted by 'fluff', he has boiled the book down to the absolute basics. The result is a hard-hitting book that is 128 pages cover-to-cover. There is a gem on every page and even the busiest person can find time to read this powerful book.
- Sales Rank: #579894 in Books
- Published on: 2007-02-28
- Released on: 2007-02-28
- Original language: English
- Number of items: 1
- Dimensions: 8.50" h x 5.50" w x 1.00" l, .35 pounds
- Binding: Paperback
- 128 pages
From the Publisher
In the past, Americans were taught to avoid debt. Now, we are persuaded to embrace it. The process starts early--high school students receive credit card solicitations although their only income may be from babysitting or mowing the neighbor's lawn. We take on debt without realizing that doing so subjects us to financial servitude--a form of slavery--in which our bills determine when and how much we work, often at jobs we don't even like.
The result? U.S. consumer debt recently hit an all-time high of $2.35 trillion and millions of Americans are struggling to make ends meet.
Debt is Slavery offers hope. The book takes a unique approach to personal finance by focusing on changing the way people think about money. The author uses his personal triumph over paralyzing debt to illustrate 10 lessons that will transform the reader's relationship with money so they too can pay off their debt, reclaim their freedom, and lead more fulfilling and prosperous lives.
About the Author
Michael Mihalik accumulated a huge amount of debt by using credit cards to finance a lifestyle he couldn't afford. He struggled with debt for years before discovering that before he could change how he handled his finances, he had to change the way he thought about money.
He created 10 ideas and techniques that literally transformed his life. Today, he is debt-free and financially secure. His book, Debt is Slavery, teaches others how to use the same ideas and methods to gain control of their finances, pay off their debt, and experience more fulfilling lives free from the shackles of debt.
Most helpful customer reviews
4 of 4 people found the following review helpful.
Very basic introduction to the subject...maybe that is a good thing though?
By Dan
This is not my first book on managing finances. I have read Dave Ramsey's books and also several others so I am familiar with the message. What attracted me to this book is the title which suggests that the author may introduce us to some new ideas. After reading the book, I didn't learn anything that I haven't already heard.
The book itself is short with big print. You can finish it within an hour or less. In some ways I would say that the brevity is a good thing because it keeps your attention till the end. With a much larger book, you might not finish it if you get bored with it or if you just don't like reading bigger books. The author does say that he chose to keep the book short for this reason so I can't hold it against him.
Basically, the message of the book is that debt is bad, possessions are bad, money is time, marketing tries to separate you from your money, how to create a basic budget, and a few other topics. Again, nothing new here.
I actually enjoyed the first eight chapters but I wasn't a big fan of the author's budget in chapter 10. I like Dave Ramsey's plan from his book "The Total Money Makeover" better. Actually, budgeting is a very personal thing; you should create a budget that works for you not something that works for someone else.
It was also nice to read a book that emphasized the idea that spending makes you a slave to your money and that possessions are a prison. Sometimes when I see people who buy cars, fancy clothes, electronics, and other things, I automatically assume that they must have lots of money to afford those things. This book helped emphasize the point that many of those people may be "all flash and no cash" or as the author puts it..."big hat, no cattle" (from page 48). So just because other people are buying iPads, BMW's, or other luxuries, that doesn't necessarily mean that they are doing better than you and that you should buy the same things; They might just be victims of the "GMM."
One part of the book that I don't agree with is that the author suggests that you close your credit cards (after you have paid them off of course) to avoid the temptation of spending. The idea may be the most sensible but when you factor in the damage that it will do to your credit score, I can't believe he would suggest such an idea. You should pay off your credit cards and then just shred them or hide them. Closing them is a very dumb move as it lowers your credit to debt ratio.
Other than that, I thought it was a great introduction to the subject but nothing more than an introduction. Because books cost money and you are not supposed to waste your money, I have to give it three stars for the content. I will give anybody who writes a book about personal finance five stars for effort because debt really is slavery and everybody needs to be educated on how to get their finances in order so that they can experience freedom.
In the end, personal finance is not a science nor is it only understood by really smart people or the wealthy; it is simply common sense and discipline. If you don't change those habits that are getting you into debt, then you will always run into debt and you will never get ahead. If we all had the discipline to live within our means, we wouldn't even need to read books like this.
0 of 0 people found the following review helpful.
Guide To FinAnciAl Freedom?
By Stella Carrier
Debt is slavery And 9 other things I wish my dAd tAUght me About money by michAel mihAlik shAres the vArious ideAs that the Author learned Along his journey on breaking free to financial freedom. For instance, the Author includes information such As income producing Assets As compared to income consuming Assets, eArning money without spending time, And sAving At least fifty percent of your sAlAry. I humbly Admit that I hAve been told to do this one thing before, which is sAve At least fifty percent of my sAlAry when I eAsily had the chAnce. Obviously I wish that I could turn bAck time when my husband And I eAsily And legally generated At least four thousand dollARs a month After tAxes, yet I do not feel obligated to shAre what I eArn right now, Although I’m thankful for my job, however my best bet now is to proactively get to the point where I cAN do the sAving of fifty percent of my income eAch month. I sAY this especially because I hAve Also enjoyed the good fortune of being Able to mAke enough to pAy nine months of rent At once And still hAve money left over for my monthly expenses. Obviously,one cAN glean from my review the mAjor bullet points that the Author is getting At in the informative book cALled debt is slavery And 9 other things that I wish my dAd tAUght me About money by michAel mihALik.
0 of 0 people found the following review helpful.
This book is pretty basic and to the point
By Amazon Customer
This book is pretty basic and to the point . I personally have always believed that debt is essentially slavery in a modern society. I think every US citizen could benefit from reading this book regardless of your financial background and/or age. Michael speaks truth and you can't argue with that. Great book.
Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money, by Michael Mihalik PDF
Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money, by Michael Mihalik EPub
Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money, by Michael Mihalik Doc
Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money, by Michael Mihalik iBooks
Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money, by Michael Mihalik rtf
Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money, by Michael Mihalik Mobipocket
Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money, by Michael Mihalik Kindle
Tidak ada komentar:
Posting Komentar